Terms and Conditions

1. Acceptance of Terms

By accessing and using the Financial Awareness Platform ("Platform," "Website," "Service," or "We"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to any part of these Terms, you must not use the Platform.

We reserve the right to modify these Terms at any time without notice. Your continued use of the Platform following any modifications constitutes your acceptance of the modified Terms.

2. Use License

2.1 Grant of License

We grant you a limited, non-exclusive, non-transferable, revocable license to use the Platform for your personal, non-commercial use only.

2.2 Permitted Uses

You may:

• View and read content
• Download content for personal use
• Print content for personal reference
• Share links to content
• Use search functionality
• Access tools and resources

2.3 Prohibited Uses

You may NOT:

• Reproduce, duplicate, copy or modify content without permission
• Sell, trade, or exploit content
• Use content for commercial purposes
• Mirror or frame the Platform
• Remove copyright or proprietary notices
• Use automated tools (bots, scrapers) without permission
• Attempt to gain unauthorized access
• Disrupt Platform functionality
• Transmit viruses or malicious code
• Engage in harassment or abuse

3. Intellectual Property Rights

All content on the Platform, including text, graphics, videos, design, and software, are the property of the Platform or our content providers and protected by copyright and other intellectual property laws.

4. Disclaimers

4.1 "AS IS" Basis

The Platform is provided "AS IS" and "AS AVAILABLE" without warranties, express or implied.

4.2 Professional Advice Disclaimer

5. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, we are NOT liable for any direct, indirect, incidental, consequential, special, or punitive damages, including but not limited to lost profits, lost data, or business interruption.

Our total liability shall not exceed the amount you paid for the Platform (if any), or the maximum limit permitted by law.

6. Institutional Information

The institutional contact information on this Platform:

• Is sourced from publicly available information
• May contain inaccuracies or outdated information
• Should be verified before use
• Is provided for informational purposes only

You are responsible for verifying all information before relying on it for important decisions.

7. Third-Party Links

This Platform may contain links to third-party websites. We are NOT responsible for their content, availability, or privacy practices. Use third-party sites at your own risk and subject to their terms.

8. User Conduct

You agree NOT to post illegal, defamatory, hateful, sexually explicit, or threatening content. We reserve the right to remove content and terminate accounts for violations.

9. Governing Law

These Terms are governed by Indian law. Any disputes shall be subject to Indian courts' jurisdiction.

10. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remainder shall continue in full force and effect.