FA

Financial Awareness

Contact discovery for dispute resolution

Problem detail

Personal Information Incorrect In Credit Report

The consumer’s name, PAN, Aadhaar, date of birth, or address is incorrect in the credit report.

Credit Report

Required documents

  • Recent credit report
  • PAN card copy
  • Aadhaar card copy
  • Passport / driving license if required
  • Proof of current address

Contact order

  1. Credit Bureau Dispute Desk
  2. Lender Customer Support
  3. Grievance Officer
  4. Regulator

Timeline

  • Acknowledgement: 1–3 days
  • Verification and update: 7–14 days
  • Confirmation: 30 days

Escalation path

  • Lodge a dispute directly with the bureau for personal data error
  • Ask the lender to correct and resubmit accurate details
  • Escalate to the grievance officer if the lender won’t update the data
  • File a complaint with regulator or ombudsman if the error persists