FA

Financial Awareness

Contact discovery for dispute resolution

Problem detail

Payment Made But Not Reflected

A payment has been made toward a loan or credit account, but the lender or credit report does not reflect it.

Payment Issue

Required documents

  • • Payment receipt or bank advice
  • • EMI payment confirmation or UPI transaction ID
  • • Account statement showing the debit
  • • Prior payment status or account balance

Contact order

  1. • Customer Support
  2. • Grievance Officer
  3. • Nodal Officer
  4. • Credit Bureau / Ombudsman

Timeline

  • • Acknowledgement: 2–3 business days
  • • Posting correction: 5–10 business days
  • • Full update: 15–30 days

Escalation path

  • • Send proof of payment immediately to customer support
  • • Follow up with the grievance officer if the payment is not updated in 7 days
  • • Ask for a written confirmation once the correction is made
  • • Escalate to the ombudsman if the lender fails to update your payment after 30 days